We use cookies to ensure www.skash.com functions properly and to improve your navigation experience... Read more
Manage Cookies

Are you ready for
The November Challenge?

Earn €1000, €750, €500, €400, €350, €300, €250, €200, €150 or €100 simply by inviting your friends & showing them how to pay less with sKash.
Be among November’s 10 WINNERS!
The more you invite & show your friends how to pay less the
closer you get to earn up to €1000.


Here is how to earn €1000

€750, €500, €400, €350, €300, €250, €200, €150 or €100

1 . You Invite

Share your invitation link from your sKash App with your friends who still don’t have sKash

2 . They Use

All your friends need to do is download sKash & successfully complete their registration

3 . You Get Awarded

Instantly earn €10 once your friend completes their registration & get a chance to earn up to €1000 when your friends completes 3 eligible payments.

Invite as many friends as you can


Terms & Conditions

The NOVEMBER Challenge

Earn €10 for every friend invited & show the benefits of sKash to as many of your invited friends as you can to win up to €1000 in cash.

The top 10 challengers will win valuable CASH prizes:
1st Place Winner: €1000
2nd Place: €750
3rd Place: €500
4th Place: €400
5th Place: €350
6th Place: €300
7th Place: €250
8th Place: €200
9th Place: €150
10th Place: €100

How to join The NOVEMBER Challenge?
- Once one of your invited friends completes 3 eligible payments, you automatically enter The NOVEMBER Challenge and your ranking starts.

How to win The NOVEMBER Challenge?
- Every time one of your invited friends completes 3 eligible payments, you will rank higher.
- Your invited friend has till the 30th of November to complete 3 eligible payments.
- Any friend who ever enrolled to sKash using your invitation link can make the 3 eligible payments before 30th of November and will increase your rank. You can check the list of your friends who enrolled using your invitation link inside your sKash app.
- In case 2 challengers have the exact same number of invited friends who completed the 3 eligible payments; the one whose invited friends have the highest number of TOTAL eligible payments will rank higher.

What is an eligible payment?
- An eligible payment is a genuine payment of at least €10 done with sKash QR at a merchant (online, remotely or in store).
- Any reversed payment will be discarded.
- Any payment that is split (a payment at the same merchant within a short time frame) will be counted as one eligible payment ONLY if one of the payment is above €10.
- For an invited friend to increase your ranking; they should complete 3 eligible payments at 3 merchants.
About Inviting Your Friends:
- Continue earning €10 per new invited friend when they successfully opens a sKash account.
- Your invited friend has 7 days to successfully complete their registration from the day they enter their mobile number on your invitation link. During this period, they can’t be invited by someone else.
- Your invitation link is a unique link associated to your profile.
- Your friend should add their mobile number on your invitation page. Failing to do so, the sKash system won’t be able to detect that you have invited them.

- Your invited friend must be 18 years of age or older at the time they successfully complete their registration

About Earning your Prize:
- Your account needs to be validated to be able to receive your earnings & prizes.
- You must have completed at least 3 eligible payments of at least €10 before 30th of November

Failing to do so, the amounts earned will not be added to your account once you reach your default account limit & the prizes won’t be delivered.

By participating in The NOVEMBER Challenge; you will be automatically allowing sKash to publish your name and picture through promotional actions relating to The NOVEMBER Challenge, via public relations, digital channels, radio, television & any other media action. If you don’t wish to have your name & picture announced publicly, kindly contact our call center:
- You won’t be part of the challenge & will not be eligible to win one of the 10 prizes.
However, you will continue earning €10 for every friend who successfully opens a sKash account.

The NOVEMBER Challenge ends on the 30th of November, 2022 at 23:59 Cyprus time.

- The winners will be announced first week of December

sKash reserves the right to stop this promotion and/or change the terms & conditions at any time and without prior notice.
sKash reserves the right to ban any user from participating in The NOVEMBER Challenge.